Our credit card information is very much vulnerable to theft and there should be steps to avoid this. Many people around us,whether online or offline, are always looking for a chance to steal this information and then use it.
1. Use CCs on secure and verified websites online. How you can judge that is not very difficult as most people think. Try to look for a third party verifiying seal. Like, there may be a seal saying 'Verified By Visa' or by any other well known third party certifier.
2. Sign your CCs as soon as you receive them
3. Do not let your CC away from your sight in any transaction you make as scammers may take a picture of your credit card, encrypt the information on in many ways they may be knowing.
4. Prefer merchants which ask you to sign the receipt instead of providing your pin number.
5. Only keep cards with you that you are most likely to use. Do not keep extra.
6. Always keep your pin number and card separately.
7. Shred anything with your card information written on it and dispose it off properly.
8. Review your statement regularly to check for any un-authorized transactions.
9. Set an alert system with the providers whenever a transaction is made.
10. Never share your CC information on un-secured plat forms.
11. Be VERY aware of spam emails---Beware of Financial Help Spams
12. Protect your PC/Mobile or any other device where you may store your CC information or may
use to make transactions through CCs.
13. Keep changing your passwords regularly.
14. Keep a list in a secure place with all of your account numbers and expiration dates, as well as the phone number and address of each bank that has issued you a credit card. Keep this list updated each time you get a new credit card.
15. Report stolen or lost cards immediately. The sooner you report the less likely it is that you'll have to pay for any fraudulent charges made on your credit card. Write down your credit card companies' customer service number now so you'll have it if your credit card is ever missing.
16. If you have just experienced a fraud, report to the provider immediately.
17. Keep all your account, credit cards and other important expiry dates, passwords in a well secure place.
1. Use CCs on secure and verified websites online. How you can judge that is not very difficult as most people think. Try to look for a third party verifiying seal. Like, there may be a seal saying 'Verified By Visa' or by any other well known third party certifier.
2. Sign your CCs as soon as you receive them
3. Do not let your CC away from your sight in any transaction you make as scammers may take a picture of your credit card, encrypt the information on in many ways they may be knowing.
4. Prefer merchants which ask you to sign the receipt instead of providing your pin number.
5. Only keep cards with you that you are most likely to use. Do not keep extra.
6. Always keep your pin number and card separately.
7. Shred anything with your card information written on it and dispose it off properly.
8. Review your statement regularly to check for any un-authorized transactions.
9. Set an alert system with the providers whenever a transaction is made.
10. Never share your CC information on un-secured plat forms.
11. Be VERY aware of spam emails---Beware of Financial Help Spams
12. Protect your PC/Mobile or any other device where you may store your CC information or may
use to make transactions through CCs.
13. Keep changing your passwords regularly.
14. Keep a list in a secure place with all of your account numbers and expiration dates, as well as the phone number and address of each bank that has issued you a credit card. Keep this list updated each time you get a new credit card.
15. Report stolen or lost cards immediately. The sooner you report the less likely it is that you'll have to pay for any fraudulent charges made on your credit card. Write down your credit card companies' customer service number now so you'll have it if your credit card is ever missing.
16. If you have just experienced a fraud, report to the provider immediately.
17. Keep all your account, credit cards and other important expiry dates, passwords in a well secure place.
Credit card fraud is on the rise and in order to secure your finances, you will need to make sure that your credit card details are not revealed to anyone. Keep your credit card safe and ensure that no unauthorized individual can access information about your credit card. Besides, you should also avoid using your credit card online on shady websites.
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